Mr. FedNow® – The Modern Real-Time Payment Solution for Ambitious Merchants

Mr. FedNow® is more than a payment processor—he’s the real-time payments upgrade your business has been missing. With full support for FedNow®, RTP®, ACH, and credit cards, Mr. FedNow® delivers style, speed, and substance.

From startups to high-risk industries, from franchises to financial pros—Mr. FedNow® doesn’t just process payments. He builds long-term relationships.

• "Mr. FedNow® Is the New Guy in Town—And He’s Fast."
• "We’ve Been Dating ACH and Credit Cards for Too Long... Time to Upgrade."
• "He’s Better Looking Than Wires, Faster Than Checks, and Always Funded."
• "We Just Met, But Mr. FedNow® Speaks My Language."

24 Reasons Merchants Are Ditching the Bank & Choosing Mr. FedNow®

1. FedNow® & RTP® applications – 100% online, 100% free
2. MIDs across multiple financial institutions in all 50 states
3. Over 100 aliases supported—one MID per phone/email combo
4. Real-time recurring billing and A2A payment support
5. One platform for FedNow®, RTP®, ACH & credit card acceptance
6. Hosted payment pages embedded in ISO 20022 Request-for-Payments
7. POS, mobile, email, web, and text-to-pay invoicing
8. QuickBooks® Online sync for instant reconciliation
9. CFO-approved reporting dashboard and real-time cash flow tools
10. No chargebacks, no return risks, no processing drama
11. Alias-based security with instant payee/payer verification
12. No bank visit required—enroll from your phone
13. Full support for legally high-risk industries
14. Batch upload/download for efficient operations
15. Request-for-Payments (RfP) includes clickable hosted links
16. Interoperability between all payment types
17. Payee-initiated payments and scheduled recurring funds
18. Get funded on your terms—instantly, anytime
19. ISO 20022 messaging compatibility built-in
20. Text/email alerts for every transaction funded
21. Manage subsidiaries, franchises, and teams with ease
22. Track every dollar in real-time
23. Instant approvals—even for poor credit applicants
24. Backed by TodayPayments.com—industry leaders in payment innovation

Our Mission Statement

Mr. FedNow® is the confident, all-in-one payment solution for modern merchants.
Dressed in real-time tech and backed by banking-grade security, he’s bold enough for high-risk merchants, smart enough for CFOs, and fast enough to make ACH look ancient.

“He’s not just your new processor—he’s your real-time financial upgrade.”

Apply Now at TodayPayments.com

Still waiting on wires? Still stuck in bank line limbo?

It’s time to level up with Mr. FedNow®, the only payment platform that talks fast, moves faster, and never ghosts your funding.

✅ Instant enrollment—no bank visit, no paperwork
✅ FedNow®, RTP®, ACH & card rails in one sleek dashboard
✅ Serve all 50 states with custom MIDs for each alias
✅ Real-time reconciliation, reporting & QuickBooks® sync
✅ High-risk merchants approved—zero setup fees

Start your payment relationship today at https://www.TodayPayments.com
Say goodbye to slow. Say hello to Mr. FedNow®.

What we can do:

• Apply for FedNow® and RTP® merchant accounts online with zero setup fees
• Accept real-time payments across all 50 states with multi-bank MIDs
• High-risk and poor credit merchant accounts accepted for FedNow® and ACH
• Hosted payment page with ISO 20022 request-for-payment messaging
• Process real-time B2B, B2C, C2B, A2A payments with instant settlement
• Invoice and recurring payment support for subscription-based businesses
• QuickBooks® integration with real-time reconciliation reporting
• Alias-based MIDs using phone numbers and email addresses
• No chargeback payment processing for high-volume merchants
• Instant payee identity confirmation and payer verification

• "Guaranteed Good Funding—No Chargebacks, No Delays."
• "Compatible with RTP®, FedNow®, ACH, and Cards—All in One Relationship."
• "Online Enrollment Only—Mr. FedNow® Doesn’t Do Bank Lines."
• "Zero Setup Fees. High-Risk Merchants Welcome. Mr. FedNow® Takes Everyone Out."

Target Audience Personas

The Financial Romantic

Tired of traditional banks, wants a faster, more reliable way to get paid.

The Underserved / High-Risk Merchant

Looking for someone (finally) who won’t reject them based on industry or credit.

The Modern CFO or Tech-Savvy Entrepreneur

Needs compatibility with multiple rails, QuickBooks®, ISO 20022 RfPs, and real-time reconciliation.

The Scaled-Up Subscription or B2B Biz

Wants recurring payments without recurring headaches.

On our First Date

✅ “Say Hello to Mr. FedNow®—Your New Favorite Way to Get Paid.”
✅ “Break Up with Wires. Fall in Love with Instant Payments.”
✅ “Real-Time. Fully Funded. Totally Reliable. That’s Mr. FedNow®.”
✅ “Start Your Relationship with Real-Time Success—Apply Free Now.”